Financial Wellbeing Copilot
Empower your employees with Ripple's AI powered personal finance copilot, integrating bank data and employee benefits, visualised through dynamic cash flow modelling. Smarter finances, happier employees.
Financial Wellbeing Copilot
Empower your employees with Ripple's AI powered personal finance copilot, integrating bank data and employee benefits, visualised through dynamic cash flow modelling. Smarter finances, happier employees.
Financial Wellbeing Copilot
Empower your employees with Ripple's AI powered personal finance copilot, integrating bank data and employee benefits, visualised through dynamic cash flow modelling. Smarter finances, happier employees.
Tools & Features
Tools & Features
Tools & Features
Boss your budget
Understand the true cost of your lifestyle, spend less than you earn, and align your personal and financial goals—all with flexible, automated budgeting.






Boss your budget
Understand the true cost of your lifestyle, spend less than you earn, and align your personal and financial goals—all with flexible, automated budgeting.






Boss your budget
Understand the true cost of your lifestyle, spend less than you earn, and align your personal and financial goals—all with flexible, automated budgeting.






Plan for tomorrow today
From big life moments to everyday dreams, Ripple keeps you on track—so you can plan with purpose and prioritise what matters most.






Plan for tomorrow today
From big life moments to everyday dreams, Ripple keeps you on track—so you can plan with purpose and prioritise what matters most.






Plan for tomorrow today
From big life moments to everyday dreams, Ripple keeps you on track—so you can plan with purpose and prioritise what matters most.






Explore scenarios
Model different life scenarios—earn, spend, save or retire differently—and understand the Ripple effect across your financial future.






Explore scenarios
Model different scenarios, spending less, saving more, retiring earlier, and see how today’s choices shape tomorrow’s outcomes.






Explore scenarios
Model different life scenarios—earn, spend, save or retire differently—and understand the Ripple effect across your financial future.






How It Works
How It Works
How It Works
Securely link your bank accounts for a complete financial overview.
Securely link your accounts for a complete financial overview.
Securely link your bank accounts for a complete financial overview.
Focus on what matters most, from paying
off debt to growing your savings.
Focus on what matters most, from paying off debt to growing your savings.
Focus on what matters most, from paying
off debt to growing your savings.
Get personalised, actionable advice from Ripple’s digital finance coach.
Get personalised, actionable advice from Ripple’s digital finance coach.
Get personalised, actionable advice from Ripple’s digital finance coach.
Track improvements over time and
build lasting financial freedom.
Track improvements over time and build lasting financial freedom.
Track improvements over time and
build lasting financial freedom.
empower your employees
Financial freedom isn’t a finish line—it’s the confidence of knowing you’re on track today.
Ripple simplifies personal finance with automation and personalised insights. Small, consistent actions, like budgeting and saving, create a ripple effect that compounds over time, building long-term financial wellbeing.

empower your employees
Financial freedom isn’t a finish line—it’s the confidence of knowing you’re on track today.
Ripple simplifies personal finance with automation and personalised insights. Small, consistent actions, like budgeting and saving, create a ripple effect that compounds over time, building long-term financial wellbeing.

empower your employees
Financial freedom isn’t a finish line—it’s the confidence of knowing you’re on track today.
Ripple simplifies personal finance with automation and personalised insights. Small, consistent actions, like budgeting and saving, create a ripple effect that compounds over time, building long-term financial wellbeing.

elevate your business
70% of employees believe their employer should support their financial wellbeing. Ripple helps reduce employee stress, improves productivity, retains top talent, and elevates your businesses reputation as an employer of choice.
Empower your team. Ease financial stress. Drive performance.

elevate your business
70% of employees believe their employer should support their financial wellbeing. Ripple helps reduce employee stress, improves productivity, retains top talent, and elevates your businesses reputation as an employer of choice.
Empower your team. Ease financial stress. Drive performance.

elevate your business
70% of employees believe their employer should support their financial wellbeing. Ripple helps reduce employee stress, improves productivity, retains top talent, and elevates your businesses reputation as an employer of choice.
Empower your team. Ease financial stress. Drive performance.

Be part of Ripple’s journey from the very beginning.
For leaders and individuals alike, Ripple makes financial wellbeing easier, every step of the way.
Be part of Ripple’s journey from the very beginning.
For leaders and individuals alike, Ripple makes financial wellbeing easier, every step of the way.
Be part of Ripple’s journey from the very beginning.
For leaders and individuals alike, Ripple makes financial wellbeing easier, every step of the way.